Research Library

The top resource for free research, white papers, reports, case studies, magazines, and eBooks.

Share Your Content with Us
on TradePub.com for readers like you. LEARN MORE
Fintech Disruption in the Banking Industry
Request Your Free White Paper Now:

"Fintech Disruption in the Banking Industry"

There are as many schools of thought on how to disrupt the banking space as there are disruptors. Some fintechs may want to test the market’s appetite for crypto offerings -- an arena where incumbent banks may be slower to adapt.

At least one challenger is saying banks are falling short in their attempt to wean themselves off a long-held and much-maligned revenue generator, the overdraft fee.

Elsewhere, a traditional banking group is backing off of one fintech’s plans for disruption. The Conference of State Bank Supervisors in January withdrew its lawsuit against the Office of the Comptroller of the Currency after the fintech Figure updated its banking charter application to include the intention to obtain deposit insurance.

But not every attempt to disrupt banking is successful. German challenger N26, for example, shuttered its U.S. operations after 2½ years trying to penetrate the market.

Others, like BM Technologies or Oportun, may find they prefer to merge their way into the banking sphere. Banking Dive has published a number of pieces that lay out some of the challenges, successes and stumbles disruptors encounter.

We hope you find this collection valuable to better serve your customers’ need


Offered Free by: Industry Dive
See All Resources from: Industry Dive

Recommended for Professionals Like You:

Thank you

This download should complete shortly. If the resource doesn't automatically download, please, click here.

Thank you

This download should complete shortly. If the resource doesn't automatically download, please, click here.

Thank you

This download should complete shortly. If the resource doesn't automatically download, please, click here.